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2Checkout, rebranded as Verifone after its acquisition, is one of the most established global payment platforms in the world. Known for its ability to support international transactions, 2Checkout has been a reliable option for businesses that sell across borders. With tools for subscription billing, e-commerce integrations, and fraud protection, it caters to both small merchants and enterprise clients. In this review, we’ll explore its features, pros, cons, pricing, and how it compares with other leading processors like Stripe, PayPal, and Authorize.Net.
Since its founding, 2Checkout has specialized in enabling businesses to accept online payments from customers around the globe. Now operating under the Verifone brand, it provides one of the most comprehensive sets of features for international e-commerce. Unlike some processors that mainly serve the U.S. market, 2Checkout is built with global merchants in mind. It supports transactions in over 200 countries and more than 100 currencies, making it one of the most versatile platforms for cross-border commerce. Its strength lies in flexibility and adaptability for different business models.
2Checkout (Verifone) charges transaction fees that are generally higher than Stripe or PayPal. The standard rate is around 3.5% + $0.35 per transaction, although fees vary depending on region, volume, and business type. Cross-border transactions may also include additional costs. While the higher fees may deter smaller businesses, many merchants are willing to pay for the platform’s international coverage and flexibility.
Some of the standout features of 2Checkout include:
2Checkout provides multiple integration options including hosted checkout pages, APIs, and plugins for popular e-commerce platforms. While powerful, the interface is less modern compared to Stripe or Square. Developers may find the documentation sufficient but not as streamlined as newer competitors. For non-technical merchants, the hosted checkout option is an easy solution that requires minimal coding.
Verifone maintains strong fraud protection measures. The system automatically reviews transactions using machine learning and customizable filters. Merchants also benefit from PCI DSS Level 1 compliance and 3D Secure 2.0. For businesses dealing with international payments, this level of fraud monitoring is critical and often worth the slightly higher fees.
The biggest selling point of 2Checkout (Verifone) is its unmatched global reach. Businesses can easily sell to customers worldwide without worrying about currency or local payment method compatibility. This makes it particularly attractive for SaaS companies, digital goods sellers, and global e-commerce brands. Competitors like Stripe also offer strong international coverage, but 2Checkout’s long-standing reputation in cross-border transactions remains a key differentiator.
Customer support is available via email, phone, and ticketing systems. While the knowledge base is extensive, some merchants report slow responses, especially during peak times. For mission-critical businesses, this may be a drawback compared to providers with dedicated account managers.
Compared to PayPal, 2Checkout has stronger global capabilities but lacks the same consumer brand recognition. Against Stripe, it falls short in developer experience but provides more built-in international features without needing additional setup. Authorize.Net remains a better option for U.S.-only businesses, while 2Checkout is the better fit for international merchants.
2Checkout (Verifone) remains one of the best choices for businesses that require reliable international payment processing. Its ability to handle multiple currencies, subscription billing, and local payment methods makes it an invaluable tool for global merchants. However, higher fees, slower customer support, and a less modern interface may deter some businesses. For companies prioritizing global reach over low transaction costs, 2Checkout is a strong option.
In summary, if your business serves international customers and you need a payment processor that covers all the bases, 2Checkout (Verifone) is a safe and proven choice.